Alejandro G.

SAVINGS 

Saving is a fundamental habit for good financial management, both personal and familiar. Its importance is vital to be able to function in adult world.

Saving is the part of income that isn't used for immediate consumption or spending. It is a habit that consists of reserving a part of the earning that will be used in the plans that they have for the future, materialize projects without having to go into debt, cover large expenses, avoid financial difficulties or simply unforeseen.
The percentage of savings may be higher or lower depending on our domestic economy. To establish a savings plan, you can start by making a budget. The Key is to ensure that income covers all expenses from day to day and leave 10% or 20% for savings.
It is useful to plan a series of objectives:
1.The first step is to determine future
2.Create a budget and track expenses 
3.Plan shoppings efficiently
4.Analize consumption to find savings options
5.Reflect before each purchase
The habit of saving must be accompanied by the decision of where to save it, which can be a savings account, make long-term investments or have a fund of investment. This decision is important to determine that the savings will be safe, you will earn interest or project on the amount invested.

Alejandro G.